Helping secure your dream home
Our financial advice will help you get the keys to your dream home.
Keeping your future insured
Our team will give you all the advice you need to make the correct decision.
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The Black Swan Theory

This metaphor that describes an event that comes as a surprise, has a major effect and is often inappropriately rationalised afterward with the benefit of hindsight. At Black Swan financial services, we recognise this theory and help you plan for a range of eventualities.

Experienced

Black Swan was founded by Ken Milne who has over 15 years' experience working in financial services.

Professional

We pride ourselves on a professional and honest attitude to business and with a friendly, personal approach to our clients.

Calculators

Borrowing Calculator

Estimate your potential borrowing allowance using our calculator.

FAQ's

Frequently Asked Questions

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Testimonials

100000% recommend using Black Swan/Ken!! My parents used Ken as their mortgage advisor for buying their first house, so when it came to buying our first house we couldn’t think of anyone better to help us. All his hard work made it so much easier for us as first time buyers and helped us every step of the way. I couldn’t recommend anyone more highly than Black Swan/Ken. Thankyou!!!

Couldn’t thank Ken and his team enough with there help with our remortgage and sorting our life insurance out. Nothing was too much trouble and they were always there to help with any queries. Would HIGHLY recommend Ken and his team

Like to say thanks to Ken for sorting out our life insurance. highly recommended.

Have dealt with Ken for over 7 years and could not recommend enough. Time is spent discussing and finding the correct insurance to suit your personal needs which I wouldn’t know where to start.
Having been in a position where I had to claim, everything was quick and simple meaning I was paid out quickly and stress free. Easy to get on with and don’t feel pressured into anything just great advice

Black swan have been great especially in a time like this. Service is always A class and Ken is extremely clear and thorough in the options available. I would always recommend black swan hands down.

That time if the year to sort out the remortgage. In less than an hour we are now on an amazing fixed rate and no fees to pay. Thank you so much Ken for the fast, efficient and friendly services. Highly recommended.

I have been with Black Swan for mortgage and insurance for several years. Recently I had a serious accident when I came off my motorcycle. I made one call to Ken and everything was sorted, he did most of the claim, chased everything up, and kept me informed on the progress of the claim. The money was in my account within two weeks. Black Swan was A1-100%. I recommend them to all my family and friends! – 4th June

 

Ken has been first class from beginning to end in my house purchase. He’s made what is usually a challenging life experience a pleasure not a chore. Responsive, knowledgeable and professional; I highly recommend Ken and the team. – July 23, 2019

Couldn’t thank Ken and his team enough with there help with our remortgage and sorting our life insurance out. Nothing was too much trouble and they were always there to help with any queries. Would HIGHLY recommend Ken and his team. – December 4, 2019

Have dealt with Ken for over 7 years and could not recommend enough. Time is spent discussing and finding the correct insurance to suit your personal needs which I wouldn’t know where to start. Having been in a position where I had to claim, everything was quick and simple meaning I was paid out quickly and stress free. Easy to get on with and don’t feel pressured into anything just great advice. – February 11

Black swan have been great especially in a time like this. Service is always A class and Ken is extremely clear and thorough in the options available. I would always recommend black swan hands down. – April 6

Your property may be repossessed if you do not keep up repayments on your mortgage.

Your initial mortgage consultation is always free of charge. Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £345 and will never be more than 1% of the mortgage amount.

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