Help to Buy
The UK government established the Help to Buy scheme to help those who work hard and pay taxes to get onto and up the property ladder.

What is Help to Buy?

The UK government’s Help to Buy scheme is designed to help people buy their own home. It’s made up of a selection of support initiatives, including:

  • Help to Buy Shared Ownership: For people who can afford to buy between 25–75% of their home and pay rent for remaining share.
  • Help to Buy Equity Loan: For people buying new-build homes, the government will lend you 20% of the price.

Help to Buy Advice

Getting a foot on the property ladder can be a struggle for many people.  The government has created the Help to Buy schemes including Help to Buy: Shared Ownership and Help to Buy: Equity Loan to help hard-working people like you take steps to buy your own home.

Who is eligible for help to buy schemes?

Equity loans are available to first-time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.

You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help to Buy: Equity Loan.

This scheme is available in England only. The Scottish Government, Welsh Government and Northern Ireland Housing Executive run similar schemes – check out their websites.

For a free initial consultation on help to buy please call 01283 567 200

Your property may be repossessed if you do not keep up repayments on your mortgage.

Your initial mortgage consultation is always free of charge. Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £345 and will never be more than 1% of the mortgage amount.