Life Insurance
Life Insurance, also known as life cover helps you to financially protect your family’s future. It could pay out a cash sum if you die while covered by the policy.
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Life Insurance

Life Insurance, also known as life cover or life assurance helps you to financially protect your family’s future. It could pay out a cash sum if you die while covered by the policy. You choose the amount of life cover you need and how long you need it for and you can pay your premiums monthly or annually. Life Insurance offers reassurance that your family will still be looked after financially should the worst happen.

Do you need life insurance?

If you have:

  • Dependants, e.g. school age children.
  • A partner who relies on your income.
  • A family living in a house with a mortgage that you pay – a life insurance policy can provide for them if you die.

You might also want a policy which covers your funeral expenses.
You can’t rely on the government to take care of your family – the money they would get from the state is much lower than you’d probably expect.
If you want to provide for your family financially if you die, think about getting life insurance.

How much will it cost?

Life insurance can be very good value.  From as little as a few pence a day you can provide some financial protection for your family.  The amount of cover will be dependent on your age and health status.  But monthly payments (also known as premiums) do vary, so it’s a good idea to get advice.

Check exactly what is covered for the level of the monthly payment.
The price you pay for a life insurance policy depends on a number of things:

  • Age
  • Health
  • Lifestyle
  • Whether you smoke
  • Length of the policy
  • Amount of money you want to cover

For advice and no obligation quote please call 01283 567200