Black Swan Financial Services Ltd

A personalised approach to your mortgage and insurance needs

Whether you are a first-time buyer, moving home, re mortgaging or looking to buy an investment property, at Black Swan Financial Services we will research the market to find the best deal suitable for your needs. We compare mortgages from over 80 lenders and often have access to many exclusive products.

Mortgage

Protection

Building and Contents

Core Values

Personal, advisory-focused service
Plain-language explanations
Transparent fees and compliant guidance
Honest, client-centered outcomes
Ongoing support beyond completion

Contact us

Expert advice you can trust

What Our Clients Say

Our clients share their experience with us. Here are some of their thoughts.

I would highly recommend using Black Swan Financial Services and specifically Ken Milne. A very professional yet personal service that is tailored to your needs. Excellent communcaiton throughout and they really have your best interests in the whole process providing you with all the information required. Great service and value and would use again.

Kim Ponsonby 29/04/2026Procurement Manager Agregate

"Ken at Black Swan made the entire remortgaging process much easier than I could have ever imagined. He dealt with everything for me, a few simple questions and he did the rest. Fantastic, friendly, and professional help from start to finish."

Simon Large 26/05/2026Owner JMP 2000 Ltd

Fantastic service from Ken at Black Swann Insurance. His expertise and clear guidance made the whole process easy and he helped us secure a great new mortgage rate. Highly recommended for insurance support. Matt & Becks Bishop, Southampton

Matthew Bishop and Becky Bishop 25/05/2026Senior Manager

I highly recommend Black Swan Financial Services. Ken took time to properly understand my situation and guide me through options available, including life insurance, critical illness cover, income protection and accident insurance. He made the whole process straightforward and stress-free, and secured me cover at a very competitive monthly rate. As I’m still playing rugby it gives me and my family a peace of mind knowing that should I suffer an injury on the pitch - or even something completely unexpected like being hit by a bus - I would have a financial cushion to support my recovery and protect my family. Ken was professional, knowledgeable and genuinely cared about making sure I had the right level of protection in place rather than simply selling me a policy. I happily recommend him and Black Swan to anyone looking for honest advice and quality cover. Matt Mitchell

Matt Mitchell 20/05/2026 Senior Manager Wooden Spoon

Ken’s knowledge and understanding of the products was a real help in me choosing my particular Mortgage. He put my mind at rest and guided me through the paperwork and the processes . Would highly recommend and definitely use again. M. Webb

Matthew Webb 29/05/2026 retired

I had inadvertently missed some key health information from my previous Insurance provider and Ken at Black Swan very quickly spotted this and picked it up when doing the policy for my new policy. I have unfortunately had to go through cancer diagnosis with my husband and know how important these details are. I can’t recommended enough and am so glad I had Critical cover. Thank Ken! SL Black

Sarah Black 28/05/2026 CEO

Black Swan were great to deal with and liaised with my solicitors and other parties brilliantly. Ken was a great help securing me the best deal, considering affordability and what product was best for me. S. Webb

S Webb 27/05/2026

"When I was getting divorced, I quickly needed to secure funds to be able to buy my ex wife out of the house. Black Swan helped me to remortgage in a speedy manor so I could secure my house for the future. I am very grateful to Ken who went out of his way to make sure this could happen" Please don't disclose my name.

Undisclosed 20/05/2026

Following a recent health scare, I realised the importance of having the right private healthcare cover in place. As a veteran rugby player and self-employed professional, I struggled to find a policy that truly met my needs. Ken made the process straightforward, taking the time to understand my situation and recommending a solution tailored perfectly to my lifestyle. I now have the reassurance that, whatever life throws at me—on or off the field—I have comprehensive cover in place for both myself and my family. I wouldn't hesitate to recommend Ken to anyone looking for expert, personalised advice on private healthcare and protection.

Stephen MacKinnon 18/06/2026 Builder