Established in 2006
Since 2006, I have been the owner and Principal of Black Swan Financial Services Ltd, where I personally oversee every mortgage and every Personal Protection case our clients receive. From initial fact-find and advice through to application, underwriting, and ongoing support, my focus is on delivering clear guidance and the right outcomes for you.
I’m proud to hold qualifications that include CAMS 1, 2 and 3, as well as being qualified by the Chartered Insurance Institute in insurance, legal, and regulatory matters—so you can be confident your advice is built on strong expertise and professional standards.
Regulated & Compliant
I’m regulated by the FCA and am a part of the Right Mortgage Network, which helps ensure we are following all required compliance standards.
Before moving into financial services in 2000, I served 16 years in the military, followed by a career as an engineer. I bring the same dedication, discipline, and attention to detail to everything I do in the mortgage and protection market.
Outside of work, I am the father of four daughters and grandfather to three grand children. I have a passion for motorcycles and I was a keen rugby player—interests that reflect my active mindset and commitment to teamwork, reliability, and performance.
I look forward to helping you with your mortgage and protection needs, with the personal involvement you deserve.
I’m proud to hold qualifications that include CAMS 1, 2 and 3, as well as being qualified by the Chartered Insurance Institute in insurance, legal, and regulatory matters—so you can be confident your advice is built on strong expertise and professional standards.
Before moving into financial services in 2000, I served 16 years in the military, followed by a career as an engineer. I bring the same dedication, discipline, and attention to detail to everything I do in the mortgage and protection market.
Outside of work, I am the father of four daughters and grandfather to three grand children. I have a passion for motorcycles and I was a keen rugby player, interests that reflect my active mindset and commitment to teamwork, reliability, and performance.
I look forward to helping you with your mortgage and protection needs, with the personal involvement you deserve.
Ken Milne
Mission
Vision
Values
- Personal, advisory-focused service
- Plain-language explanations
- Transparent fees and compliant guidance
- Honest, client-centered outcomes
- Ongoing support beyond completion
